Buy a Morrow County Home in Less than a Year
Everyone wants to own a Morrow County Home of their own, but creating a plan of action goes way beyond hoping that one day you’ll have enough money to buy a house. Here is a 12 month plan to help you buy a house within a year. From checking your credit report, building credit, getting qualified for a mortgage and even finding a luxury home for sale. With a little planning you can have the home you have always dreamed about.
Month 1: Crunch Time
Start looking at your credit report and building credit. Take the time to look over and figure out what credit accounts you can work on.
Month 2: Know Your Numbers
How much can you realistically afford? Don’t try to make your budget bigger.
Month 3: What Kind of Home is Right for You?
What home do you and your partner or family want? If you’re buying alone, think of all the stuff that you hated about renting and what you’d like in your next home.
Month 4: Researching Morrow County Neighborhoods
Use Google to search Morrow County Realtors and other websites to do research on your local neighborhoods and Realtors.
Month 5: Finding a Real Estate Agent or Realtor
Finding a local Morrow County Real Estate Agent will save you time and money, but only if you find the right one! Research and choose wisely!
Month 6: Hunting for a Lender, Real Estate Agent and Home Inspector
You’ll need a Mortgage Lender, a Morrow County Real Estate Agent and a home inspector before you start looking for a home so research to be sure you find that right person.
Month 7: Getting Your Paperwork Together
You’ll need to have all of your identification and financial documentation together. Letters from your employer, proof of income, asset like checking statements and more are important.
Month 8: Find a Pre-Approving Lender
You’ll want to work with a mortgage lender that will work with you before you start looking at homes.
Month 9: Work with Your Realtor on a Sale Contract
Once you find a home, you’ll want to work with your Morrow County Real Estate Agent to get your sale contract ready. This way you’re protected after you buy the home.
Month 10: Start Planning Your Move
You’ll want to begin planning your move – this means now! Don’t wait, get things you don’t need right now into boxes.
Month 11: Packing and Moving
A month before the mortgage closes, you’re going to need to have everything packed, and you’ll need to schedule the movers (or bribe friends to help with the move!)
Month 12: You’re Home!
Once the sale is closed, you can start moving your belongings in – you now own your own Morrow County Home! You won’t have to worry about anything aside from your mortgage payment and making sure all of your utilities and mail has transferred over.
And that’s all you have to do to buy a Morrow County Home in a year. Don’t let the idea that you don’t have enough time or money to buy a home get in the way of buying a home. You can do it!
Posted on March 4, 2014 at 3:50 pm by Herb Baldwin & Carol Lessick